When Are Your Car Repairs Covered by Car Insurance?
If your car requires repairs, it can be incredibly frustrating. Even though some repairs aren't that expensive, there are other repairs that can be major. Therefore, you might be wondering if your car repairs are covered by insurance.
At Leachman Buick GMC, we are always available to help you take care of your car. If you have car repairs, we can handle them for you. At the same time, we also understand that you are on a budget, so take a look at some important information regarding car repairs below.
At Leachman Buick GMC, we are always available to help you take care of your car. If you have car repairs, we can handle them for you. At the same time, we also understand that you are on a budget, so take a look at some important information regarding car repairs below.
Routine Maintenance Is Not Covered by Car Insurance
First, understand that routine maintenance is not covered by car insurance. If your car needs an oil change, you will be responsible for the expense. If your tires need to be rotated or replaced, this is not something that will be covered by car repairs either. If you need to top off your coolant or brake fluid, this is considered routine maintenance, and it will not be covered by your car insurance company.
We understand that some maintenance checks are more expensive than others. That is why we offer a wide variety of packages that can help you save money on your maintenance costs. Speak to the service center at Leachman Buick GMC to learn more about your options.
If the Car Accident Is Not Your Fault
If the car accident is not your fault, you should not be responsible for the repairs. By law, everyone who drives a car is required to have a minimum level of car insurance. If you are involved in a car accident, you always need to call the police. They need to come to the scene and write up a report.
If the accident is not your fault, then the insurance company of the other driver will be responsible for paying for the cost of your repairs. See if the police officer can give you the insurance information of the other driver. That way, you can file a claim and get your repairs covered.
If the Car Accident Is Your Fault
On the other hand, if the car accident is your fault, your repairs might be covered by your car insurance company. A few points to keep in mind include:
• If you have a liability-only insurance policy, your car repairs will not be recovered. A liability-only insurance policy will pay to fix the car for the other driver, but will not cover the cost to repair your car.
• If you have collision or comprehensive insurance coverage, then your car insurance company should pay to fix your car. You will be responsible for paying the deductible of your insurance policy.
• If the cost of the repairs exceeds your deductible, then your car insurance company should pay for the rest of your repairs.
You need to take a look at the details of your insurance policy to make sure you understand the coverage you have.
Natural Disasters and Weather-Related Accidents
If your car is damaged by a natural disaster, such as a hurricane or a tornado, your car insurance company may cover these repairs as well. Even though there are some collision insurance policies that will cover these damages, you probably need to have a comprehensive policy if you want your car to be repaired following a weather-related accident.
If you have questions about whether you have comprehensive coverage, you should take a look at your insurance policy and reach out to your insurance company for clarification. That way, you understand what is covered and what is not.
Visit Leachman Buick GMC Today for All Car Repair Needs
Ultimately, these are just a few of the most important points you should keep in mind regarding car repairs. We understand that it can be incredibly frustrating if your car requires a repair, but you need to make sure your car is repaired properly on the first attempt.
At Leachman Buick GMC, it would be our pleasure to help you with all of your car repairs. Our service center is always available, and in the event that we cannot handle the repair for you, we would be happy to help you find someone who can take care of the job. Give us a call today to speak to a member of our team.
First, understand that routine maintenance is not covered by car insurance. If your car needs an oil change, you will be responsible for the expense. If your tires need to be rotated or replaced, this is not something that will be covered by car repairs either. If you need to top off your coolant or brake fluid, this is considered routine maintenance, and it will not be covered by your car insurance company.
We understand that some maintenance checks are more expensive than others. That is why we offer a wide variety of packages that can help you save money on your maintenance costs. Speak to the service center at Leachman Buick GMC to learn more about your options.
If the Car Accident Is Not Your Fault
If the car accident is not your fault, you should not be responsible for the repairs. By law, everyone who drives a car is required to have a minimum level of car insurance. If you are involved in a car accident, you always need to call the police. They need to come to the scene and write up a report.
If the accident is not your fault, then the insurance company of the other driver will be responsible for paying for the cost of your repairs. See if the police officer can give you the insurance information of the other driver. That way, you can file a claim and get your repairs covered.
If the Car Accident Is Your Fault
On the other hand, if the car accident is your fault, your repairs might be covered by your car insurance company. A few points to keep in mind include:
• If you have a liability-only insurance policy, your car repairs will not be recovered. A liability-only insurance policy will pay to fix the car for the other driver, but will not cover the cost to repair your car.
• If you have collision or comprehensive insurance coverage, then your car insurance company should pay to fix your car. You will be responsible for paying the deductible of your insurance policy.
• If the cost of the repairs exceeds your deductible, then your car insurance company should pay for the rest of your repairs.
You need to take a look at the details of your insurance policy to make sure you understand the coverage you have.
Natural Disasters and Weather-Related Accidents
If your car is damaged by a natural disaster, such as a hurricane or a tornado, your car insurance company may cover these repairs as well. Even though there are some collision insurance policies that will cover these damages, you probably need to have a comprehensive policy if you want your car to be repaired following a weather-related accident.
If you have questions about whether you have comprehensive coverage, you should take a look at your insurance policy and reach out to your insurance company for clarification. That way, you understand what is covered and what is not.
Visit Leachman Buick GMC Today for All Car Repair Needs
Ultimately, these are just a few of the most important points you should keep in mind regarding car repairs. We understand that it can be incredibly frustrating if your car requires a repair, but you need to make sure your car is repaired properly on the first attempt.
At Leachman Buick GMC, it would be our pleasure to help you with all of your car repairs. Our service center is always available, and in the event that we cannot handle the repair for you, we would be happy to help you find someone who can take care of the job. Give us a call today to speak to a member of our team.
Leachman Buick GMC Cadillac
2012 SCOTTSVILLE RD
BOWLING GREEN
KY
42104-4102
US
Hours Of Operation
Sales
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